My husband is spreadsheet crazy! He records every bill, dream and plan on them. He can tell you different options and plans for each of our major bills (student loans and mortgage). I love it! I know he is working to take care of our financial future .
Most days I think of my eating as a budget. If I want a bigger dinner or a dessert in the evening then I need to save calories during the day or earn "extra spending" calories through exercise. Each day that I burn more calories than I consume my calories go into "savings" towards losing weight. Some days I eat poorly and dip into savings.
Yesterday I was WAY over my calorie allowance. I went crazy! It was bad! I dipped into the savings that I had created during the weekend, when my eating was great. Today I focused on my budgeted calories. I splurged at lunch with a cookie but had a great workout and light dinner so I feel like it balanced out.
Knowing that I can "spend" certain calories each day allows me to make better choices. I want to get the most bang for my calorie buck. That cookie did nothing for me aside a few moments of enjoyment as I ate it. It did nothing for my body and didn't fuel my workout at all. It was a waste! Better choices make me feel better and gives me more fuel for the day.